Checking your Union Bank account balance is easy via mobile, net banking, ATM, or SMS services.
Multiple Ways To Check Your Account Balance
Union Bank of India offers several convenient methods to keep track of your account balance. Whether you prefer digital channels or traditional options, there’s a way that fits your style. Each method comes with its own advantages, ensuring that you can access your financial information anytime and anywhere.
Mobile Banking App
The Union Bank mobile app is a user-friendly tool designed for quick access to your account details. After downloading the app and completing registration, you can log in securely using your credentials. The dashboard immediately displays your account balance along with recent transactions. This method offers the fastest way to check balances and perform other banking activities on the go.
Internet Banking
Logging into Union Bank’s internet banking portal is another straightforward way to monitor your account. Once logged in, the home screen prominently shows your current balance for each linked account. This platform also allows you to download statements, transfer funds, and pay bills. Internet banking combines convenience with comprehensive features for managing finances online.
| Method | Access Mode | Key Benefits |
|---|---|---|
| Mobile Banking App | Smartphone Application | Instant balance updates, transaction alerts, easy navigation |
| Internet Banking | Web Browser | Detailed statements, fund transfers, bill payments |
| SMS Banking | Text Message | No internet needed, quick response via phone SMS service |
| ATM Inquiry | ATM Machine | No login required, immediate balance printout option available |
| Missed Call Service | Phone Call (Missed Call) | No charges incurred, quick automated voice or SMS response |
The SMS Banking Option: Simple And Effective
This service lets customers check their balances without internet access or smartphone apps. By sending a specific keyword from the registered mobile number to a designated Union Bank number, users receive an instant SMS reply showing their current balance. This proves handy in areas with limited connectivity or when quick information is needed without logging into apps or websites.
The typical format involves sending “BAL” or “BALANCE” followed by the last four digits of your account number to the bank’s SMS banking number. Responses are usually delivered within seconds and include other useful details like recent transactions or mini statements depending on the request.
How To Register For SMS Banking?
If you haven’t activated this service yet, visit your nearest branch or call customer care to register your mobile number. Registration ensures that only authorized users can receive sensitive account information through text messages.
Using ATMs For Instant Balance Checks
A quick trip to any Union Bank ATM can provide an immediate snapshot of your available funds. Simply insert your debit card and enter your PIN to access the menu options where “Balance Enquiry” is generally listed at the top for ease of use.
This method doesn’t require internet connectivity and is particularly useful when you want a printed receipt as proof of funds before making payments or withdrawals elsewhere.
The Missed Call Facility: No Charges Involved
This unique feature allows customers to give a missed call from their registered mobile number to a specific Union Bank phone number dedicated to balance inquiries. The system automatically sends an SMS with the current balance details shortly after detecting the missed call.
No call charges apply since it’s a missed call service, making it an economical choice for frequent checks without using data or airtime credit.
Safety Measures While Checking Your Balance Online And Offline
Your financial security remains paramount regardless of how you check balances. Always ensure that you:
- Avoid sharing passwords or OTPs: Never disclose these details even if requested via calls or messages claiming to be from the bank.
- Use secure networks: When accessing mobile or internet banking, prefer trusted Wi-Fi connections over public hotspots.
- Log out after sessions: Always sign out properly from apps and web portals once done viewing your balance.
- Keeps apps updated: Regularly update official banking applications for improved security features and bug fixes.
- Avoid using unknown ATMs: Stick to trusted machines within bank branches or reputed locations to prevent card skimming risks.
Troubleshooting Common Issues During Balance Checks
I Didn’t Receive SMS Response After Sending Balance Request
This could happen due to network delays or incorrect message format. Double-check the syntax required by Union Bank’s SMS service and resend it from your registered mobile number. If problems persist beyond a few hours, contacting customer support might be necessary.
I Forgot My Internet Banking Password Or Mobile App Credentials
No worries — both platforms offer password reset options through verified identity checks such as OTPs sent on registered mobiles/email addresses. Follow prompts on login screens carefully to regain access without hassle.
The ATM Shows “Transaction Failed” While Checking Balance
This might indicate connectivity issues at that particular machine or temporary server downtime at the bank’s end. Try another ATM nearby after some time; if repeated failures occur consistently at multiple locations, informing bank officials will help resolve backend problems quickly.
The Role Of Customer Care In Resolving Queries Instantly
You can reach out via phone numbers listed on official bank websites or visit branches during working hours for face-to-face assistance tailored specifically around individual needs related to account management and security concerns.
The Convenience Of Unified Digital Banking Services With Union Bank’s Ecosystem
Key Takeaways: How To Check Account Balance In Union Bank Of India
➤ Use mobile banking app for instant balance updates.
➤ Visit nearest ATM to check balance anytime.
➤ Send SMS to designated number for quick info.
➤ Call customer care for balance details.
➤ Use internet banking for detailed account overview.
Frequently Asked Questions
What Are The Different Ways To View My Union Bank Account Balance?
You can check your Union Bank account balance through multiple channels including the mobile banking app, internet banking portal, ATM machines, SMS banking, and missed call service. Each method offers convenience depending on your access to the internet or devices.
How Can I Use The Mobile App To Access My Account Details?
After downloading and registering on the Union Bank mobile app, simply log in with your credentials. The dashboard will display your current balance along with recent transactions, providing quick and easy access to your financial information anytime.
Is It Possible To Check Balance Without Internet Using Union Bank Services?
Yes, you can use SMS banking or the missed call service to check your balance without internet access. By sending a specific keyword from your registered mobile number or giving a missed call to the designated number, you receive an instant response with your account details.
What Steps Should I Follow To Get Balance Information Via SMS?
To use SMS banking, send “BAL” or “BALANCE” followed by the last four digits of your account number from your registered mobile phone to Union Bank’s SMS number. You will quickly receive a reply containing your current balance and sometimes recent transactions.
Can I Obtain Account Balance Details At An ATM Without Logging In Online?
Yes, visiting any Union Bank ATM allows you to check your balance instantly. You do not need internet access; just insert your debit card and select the balance inquiry option to get a printout or on-screen display of your current account balance.